Dear FINRA,
I am having a difficult time understanding why you may want to regulate complex investments. Ive been a stock and ETF investors for years. A core part of my investment strategy is the use of Leveraged and Inverse ETFs.

I prefer these instruments over options as options 1) have expiration dates, 2) are manipulated with changing spreads based on volatility and lastly 3) are more complex than the complex Leveraged and Inverse ETFs you are targeting.

I am aware of the risks of investment in Proshares LEVERAGED AND INVERSE FUNDS, and I am willing to take the risk. I believe the decision should be left to the discretion of the investor, not the regulators. Public investments should be available to all public , not to a small group of privileged people.

I oppose restrictions to my right to investing, including restricting the buying of inverse funds. I am a small independent investor for my own retirement portfolio, and being able to hedge against market volatility is critical. Please don't take away the rights of small, individual investors.

I'm 74 years old, been doing this since 1980. Don't need your help on this, thank you. If you really want to help, how about easing up on all the barriers to investing in start-ups for nonaccredited investors. That would be a help. How 'bout it?

investors who are comfortable and educated on the risks and should be able to continue use leveraged funds to meet your investing goals.

As an individual investor, I should have easy access to leveraged products. They are part of a balanced portfolio and I use them regularly as part of a larger strategy. Raising the bar for me to use them puts me, as an individual retail investor, at a disadvantage.

I firmly believe that any individual, and not regulators, should be able to choose the public investments that are right for them and their families.

Public investments should be available to all of the public,
not just the privileged.

I shouldn't have to go through any special process like passing a test before I can invest in public securities,
like leveraged and inverse funds.

I am capable of understanding leveraged and inverse funds and their risks. I do not need these measures imposed on me.

I - not FINRA or Wall Street interests - should have the right to decide how to invest my money. If FINRA eliminates the ability to hedge portfolio volatility by restricting or eliminating access to leveraged and inverse funds, that is yet another example of having one rule for Main Street and another rule for Wall Street. Do not make this mistake.

FINRA, Keep your democratic driven policies out of average citizens right to invest their portfolio as they deem appropriate. I would like to know the true reasons after many many years of market investing you want to instate restrictions on MY earned savings. Your like a snake in the grass. Keep your [REDACTED] regulations to yourselves and leave the citizens of the United States their freedom to invest as they see fit,IN WHATEVER THEY SEE FIT, for their future. THIS IS OUR MONEY EARNED, NOT YOURS! DO NOT IMPOSE YOUR POLICIES ON OUR INVESTMENT FUTURE.

The federal gov, from the Federal reserve, Sec, IRS, congress, the White House and finally FINRA talk about protecting the public. We are at the mercy of your actions. Attempting to hedge our losses and find our hedges from the outside looks like complete idiocy. The fed and banks buy each others phony money, causing the markets to go up or down. The gov hands black rock and black stone almost free money to buy up every available house. The bond and gold markets are volatile.