Comments:

Dear FINRA, please do not begin gatekeeping access to complex financial instruments based on an assessment or net worth basis. This jeopardizes personal freedom and creates artificial and unnecessary barriers in the market for individual investors to participate. This compromises liquidity, price finding, and is an infringement of liberty.

A focus on risk disclosure and awareness is prudent and appropriate, but limiting investor access to products based on means tests or other assessments is not.

I want to be able to invest in anything that I feel is right for me and I don't want regulators telling me what I can invest in. I can understand all the risks and don't need someone else to monitor me.

I should be able to choose public investment that intereste not you the regulators. I shouldn't have to go through special process like a test before I can invest in public investment.

I am against limiting my options to invest in "complex" investments. I do not run an investing business in any capacity. I am an individual investor. These restrictions would be taking an important tool out of my toolbelt. I should be able to make my own choices on what risk I want to take and when. I should not have to go through testing and other restrictions as I am capable of knowing what the risks are. I have been investing for many years and I do not understand why you would take away or limit my ability to invest in any products available.

I am an investment professional and should have the ability to choose what is best for myself and my clients when constructing investment portfolios. Regulations should be made to protect the prudent, and not restrict everyone because of the wicked deeds of a few scoundrels. See to it that you do not become the scoundrel yourselves by creating overly restrictive policy in the name of an ever changing "common good."

Investing should be democratic for all individuals! Not just the very small high net worth individuals who lobby Congress.

I should be able to choose the public investments that are right for you and your family. Public investments should be available to all of the public, not just the privileged. I shouldn't have to go through any special process like passing a test before you can invest in public securities, I like leveraged and inverse funds and I am capable of understanding leveraged and inverse funds and their risks Leveraged and inverse funds are important to my investment strategies

The regulations proposed on leveraged & inverse investments by individuals are another government overreach. It will violate privacy, abrogate individual rights, it will increase costs. The regulations that require brokerages to collect "designated investments" forms are already enough. These investments can be a hedge against down markets, and give an individual access to just one of the tactics that only the truly wealthy can access now. If you want to regulate something, regulate Chinese ADRs!

To whom it may concern,

The prospectus is clear and the financial instrument is behaving as intended.

Dear Regulators:

I use a leveraged ETF on the Dow Jones as a SAFE way to invest and supplement my income in retirement. The moves are relatively small , up or down, and because the market - unlike stocks moves in both directions as opposed to stocks which move in a trend - my losses can be minimized or offset. Please do not take these index funds away.