After reviewing Regulatory Notice #22-08, I, who am a retail investor using leveraged funds for approximately 8 years, believe the concerns and educational requirements being proposed by FINRA to be justified and appropriate. I would like to differentiate between risk levels for various types of products. Leveraged ETFs tracking very large underlying markets such as S&P500, the DOW or NASDAQ are inherently lower risk than funds tracking volatility.

I have often traded both leveraged and inverse funds and strongly oppose any additional regulation in regard to their use as investment vehicles for retail investors. I consider those funds as fundamental to my ability to invest and creating further restrictions is a big and unnecessary over reach on the part of regulators. Please do not make life even more difficult.

This deprives retail investors of the right to trade freely, giving institutions or the rich a greater overwhelming advantage and more financial instruments; and will have a great impact on liquidity.

You DO NOT have the right to take away my right to invest the way I choose to or limit my investing opportunities or options.

Let us keep trading whatever we want to trade

This sets regular investors at a serious disadvantage to profit off otherwise what would be considered loss situations.

Please keep leveraged and inverse investments free of regulations and restrictions. Thank you.

I'm writing to register my concern over and strong opposition to proposed FINRA regulations forbidding average citizens from investing in leveraged and inversely correlated mutual funds.

Removing access to such funds will severely restrict the strategies I have used, for years, to hedge my securities portfolio and insure against economic downturns. These tools have allowed me to smooth my portfolio returns, over the long term, and eliminating my access to them will expose my portfolio to greater, not lesser, risk.

I am writing to object to the proposed regulation.

As investors in equity markets, I and all other market participants should be able to choose the investments suitable for ourselves without being subject to dictates from regulators. Regulators cannot understand an investor's specific perspective; only the investor can know it.

Even though I am a relative small investor and by regulator standards may not be considered sophisticated enough to make leveraged or inverse trades, I believe that I should bear that risk and be able to participate in such trades in a timely manner. I am capable of evaluating such products and that should by my responsibly and authority. Current warnings and required statements by brokers are more than adequate to remind investors to evaluate risk and proceed accordingly.