Dear FINRA, i do not have to go through any special process whit a test before I can investin public securities, suchs as leveraged and inverse funds. I am smart enough to understand what a leveraged and inverse funds is and should not be limited by any regulation imposed on me. I dont need regulations invented for people who think they are more capable than me, to decide on the risk I take investing in leveraged and inverse funds.

During my 40 plus years of trading and investing for both short and long term profits, I utilize both leveraged and inverse trading vehicles to balance my families portfolios in volatile markets. These are important vehicles which provide that investment strategy in balancing market action.

As a private investor, I am concerned that the proposed regulations in Notice #22-08 will unnecessarily limit the ability of private investors to effectively manage diverse portfolios.

Legal, publicly available investments should be available to all investors and not unnecessarily limited.

Investment product suppliers and managers should be required to provide extensive information to allow investors to make informed decisions. Investors should be allowed to review that material and make their own decisions. A structured test would be intrusive and unnecessary.

Please do not restrict access to leveraged and inverse investments for retail investors. More of us understand how they work nowadays than one might think. We deserve to keep the freedom to choose how we want to invest our money. Limiting access to investment opportunities will only widen the gap between the everyday American and institutional investors.

Dear Sirs, I'm sure you think you're doing a great thing invoking the protection of Morons Act but that's Wall Street, hate to tell you and every Americans has a right to trade well or trade badly. That's his or her choice as a citizen.Ive lost and gained thousands as a small player myself to 3x's ETFs mainly because you and the Fed weren't being honest about the trillions you pumped into the stock and bond market post financial crash. You lied to us then and you're probably lying to us now. We don't need any help from you to trade stocks, bonds, ETFs, options, etc.

Leveraged funds have been a part of my portfolio since 2009. They are important to my long term goals. I would not want to see unreasonable regulations imposed. Schwab always posts a disclosure regarding these types of investments.

I received my class 7 license over 40 years ago. I don't need help from regulators to make my investment choices.

please don't limit my ability to limit this excellent investment choice.

Please stop the move to further regulate inverse securities.

Its our rights to choose our own investment strategys regardless of risks . Sick and tired of all the government [REDACTED]. Balance the budget before you think you can manage other folks finances .