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Christopher Avrit Comment On Regulatory Notice 22-08

I strongly oppose the proposed legislation to limit individuals from investing in so called complex securities. I have the right to choose how I spend my time and money and I disagree with efforts to ban me from products I have already purchased after significant research and time. I buy leveraged funds as a way to mitigate my overall risk while pursuing higher returns. Leveraged funds allow me to keep the majority of my retirement and HSA assets in standard ETFs and individual stocks and pursue more interesting strategies with a limited portion of my portfolio.

Trevor Atwell Comment On Regulatory Notice 22-08

As a small retail investor, I use and have been using for the past 12 years, several complex products to enhance my returns in order to save enough for my retirement. I object to any rules that would deny my access to these products as it would put my retirement goals in jeopardy. ESPECIALLY any cool down periods that may be imposed and possibly lock in temporary losses. That being said I am always in favor of education. Financial literacy needs to be taught, not just for complex products, as any financial instrument can prove disastrous if not understood.

Randy Martinez Comment On Regulatory Notice 22-08

Dear FINRA: I'm a long term buy & hold retail investor of leveraged exchange traded funds (ETFs.) I am a significant shareholder of ProShare's ETF "UPRO" at owning 0.01% of all outstanding shares, and of Direxion's "TMF" owning 0.07% of all outstanding shares. If you were to consider me an institution, I'd be rank #12 of ownership in terms of shares for TMF. I have bought and held leveraged ETFs for years.

Dorothy Landgren Comment On Regulatory Notice 22-08

I oppose restrictions on my right to invest in public investments. I should be able to choose the public investments that are right for me and my family. Public investments should be available to all of the public. Additional regulation is not needed as companies are required to provide disclosures. You should not have to go through any special process, like passing a test before you can invest. I use these type of funds as a part of my overall portfolio strategy (e.g., a hedge, enhanced returns). Please consider my comments in this matter. Thank you for your time.