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Yanni Li Comment On Regulatory Notice 22-08

Here are my opinion:
1) Hurts Investors: It could potentially deny me the freedom to choose investments that could
help me achieve long-term financial security.
2) Is Arbitrary and Unworkable: FINRAs definition of complex products is so broad, arbitrary and vague that it could ensnare a vast number of commonly used public securities. Tests or criteria to determine investor understanding are subjective and could lead to unfair or even discriminatory treatment of investors.

Jeremy Fisher Comment On Regulatory Notice 22-08

There are already several messages and warnings that brokerages give before allowing individual investors to invest in complex funds, specifically leveraged funds. It's a really bad idea to restrict these purchases. All this will do is incentivize people to take higher risk approaches at leveraged investing which primarily involves margin purchases or investing on debt. This could result in far higher losses than people would normally incur and would have far worse long-term implications on the investing markets.

David Young Comment On Regulatory Notice 22-08

Please do not impose more unnecessary burdensome regulations on ordinary investors who are just straightforward buying and selling leveraged funds like any other equity shares in other company stocks.

We sorely need more flexibility in negotiating with the current especially tough market environment as it is, in addition to having to deal with future impractical or feckless political/economic policies!!

Shawn D Comment On Regulatory Notice 22-08

Hi,

There are people who are middle class who know what leverage and inverse products do and how they work. why is it that every regulation which provides an advantage has to do with networth? Just because someone is rich does not mean they know better than normal people. There needs to be more education in terms of how the information on these funds are presented. This is why 2 entire generations are losing trust in the US capital markets. Stop taking the easy way out.
The messaging needs to improve!