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Joseph Minardi Comment On Regulatory Notice 22-08

Comments: Im a retail investor who takes responsibility and ownership of my trading and investing activities.
Leveraged and inverse products are useful trading vehicles for retail investors who dont have easy access to short selling, swaps, or other forms of leverage.
The products are easy to understand for anyone who takes the time to read the fund prospective and objectives.
I feel that FINRA should work to ensure retail traders have access to every possible tool that may contribute to investing and trading success.

Andy Lau Comment On Regulatory Notice 22-08

Dear FINRA,

I am hereby writing to object to the rule enhancement articulated on Regulatory Notice 22-08, which proposes a restriction on investors' ability to trade complex products and options.

I clearly understand your concern about investors making uninformed investment decisions on options and complex products specifically to leveraged or inverse exchange-traded products. However, a restriction on trading complex products will do more harms than goods.