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Evan Davis Comment On Regulatory Notice 22-08

Comments: I don't believe FINRA should disallow "retail" investors all of the options that hedge funds and more experienced traders have access to. I think education is much more valuable than preventing people from having access to "complex products". My brokerage firm already provides warnings and information about investing in leveraged and inverse funds. It is in my opinion that it is the brokerage firms responsibility to provide such information and not the responsibility of regulatory agencies to prevent access.

Jonathan Wang Comment On Regulatory Notice 22-08

I fall into the category of investors which this regulatory notice is aiming to protect: I am a relatively young retail investor who has chosen to invest in complicated funds on a self direct brokerage. Therefore, I feel the need to discuss my experience with complex products.

I acknowledge that these funds are more complicated than conventional products. However, complication does not mean retail investors cannot be educated on how these funds work and their potential risks.

Youquan Chen Comment On Regulatory Notice 22-08

I dont see how this new regulation is necessary, since the stock market is open to the PUBLIC to invest. Then I believe it should only be right for the OURSELVES (the investors) to choose what should be right for us. I can see why this regulation can benefit a few people, but I dont understand why it would be necessary to enforce it onto everyone. Just like some people gets violated or insulted on a bus, Im sure it happens everywhere in the world, not a single country or city requires people to pass a test or they wouldnt be able to ride the bus.