I have the right to make MY OWN DECISIONS on ANY investment, including use of leveraged or inverse funds to help grow or protect investments.

We DONT need more regulations. Instead, we need better financial education and the schools at all grades fail to address this.

Comments: how many of you on the FINRA board are responsible for your own retirement? Ill bet you get a pension from the very government that Im betting will make a policy error. When The last fed President promised no more recessions, I wanted to find a way to bet against such arrogance. Not with your money, but mine. Ironically if Im right the IRS will tax me at a higher bracket. But if your wrong, and you take away my ability to leverage against the govs mistake, I am punished twice. Working forever to replace that money and paying for policy errors.

Comments: I have been in this business for over 50 years and one of my primary functions is to educated my client on what they are considering to invest in. It is time well spent so as not to have a customer say you did not tell me this or that. For someone else making the determination that this process was not achieved I am truly disappointed that an investment opportunity I recommended would be denied.

Comments:Limiting access to leveraged ETFs is the same as making it available only to an elite class or group.

Warning investors or traders of the higher risks of investing in or trading such ETFs could be sufficient and the way to go.

If someone is educated or trained or capable enough of investing in or trading the markets and of utilizing a trading platform, that person or entity is capable enough of taking responsibility for their decisions and actions.

Please, do not restrict Leveraged ETFs to a privileged few.

Thank you.

Leveraged and Inverse products came of age during the Great Recession and were somewhat misunderstood during that period. However, since that time the providers of these products have done a great job of educating current and would be customers.

I use these products as an advisor and personally and enjoy the ease of use when it comes to protecting client and personal investments against market volatility. I also use these products to enhance returns as we know historically the market trends up over time.

Regularly Use inverse funds as a head to my portfolio. Usually 80% long and 20% short. (Inverse). Provides an excellent hedge to my portfolio. Limiting my Inverse allocation will put my portfolio at higher risk - all the sector in the market go higher every year? Change sector allocation once a year.

I have already been aware of the disclosures and risks involved with leverage etfs. I have been trading for several years. It is obvious that you people do not work for the American people and instead work for your cronies. Keep making america corrupt is your goal. I can make my own decisions and if I lose money, so be it thats on me. With GME, it is obvious your protection isnt meant to help the average person. Shame on you. I wonder how you guys even go to sleep at night and look at your families with a straight face.

Comments:Please do not limit access to leveraged and inverse ETFs. These are great investment products which complement the portfolio. I think all that is necessary is a n advisory notice before trade execution for investors who lack in-depth understanding of the risks associated with seeking leveraged investment results, and who plan to actively monitor and manage their positions.

While I am sure the intent of this proposal is to protect retail investors, things like quizzes on investment knowledge are ridiculous. The definition of complex products is complex. Do target date funds in everyones 401k meet that criteria? I think FINRA needs to take a step back. Retail investors should have access to all the products they need including hedged products, inverse and levered products, etc. I am a big believer in democratizing access to the betterment of all.

It is in regard to FINRA and L&I. We don't need another regulation on the top of other regulations. My brokerage firm already provides ample warning regarding the risks. I find it sufficient trading these ETFs. I have been trading these ETFs past 25 years I know what I am doing and the risks. Government is not in the position to dictate what is good for me. No more regulations are needed.