I vehemently oppose this proposed regulation. It is my RIGHT to choose which investments are appropriate for me. Regulators are not elected by ME to make choices for me. As a person with a degree in Finance and work experience with a Wall St. bank, I should not be required to pass any test that a bureaucratic regulator writes. Members of the public who use their funds in such investments are not as ignorant or as misinformed as you may believe. How dare you even consider that someone with a high net worth is by default more savy with investments than anyone else.

Investment tools should be available to everyone not just the privileged

I am capable of understanding leveraged and inverse funds
and their risks. I do not need these measures imposed on me.
I should be able to choose the public investments that are right for me. Public investments should be available to all of the public, not just the privileged. Leveraged and inverse funds are important to my investment strategies. Leverage and inverse funds, including that they help me protect (hedge) your investments or seek enhanced returns, I use
them as a limited part of my overall portfolio.

I oppose of any rules or regulations that would prevent me of my right to invest my money into investments of my choosing. This is America. And I think people should start acting like it they know it. Freedom and Liberty.
That's what we stand for.

As a long time investor in stocks, bonds and other maybe "complex" investments, I strongly disapprove and oppose FINRA's proposed and potential denial of my freedom to choose what investments I deem appropriate for my financial needs. I and my family do not want your capricious and arbitrary definitions, criteria or tests inflicted on us before we can freely invest as we choose and have the capability to do so. Your organization is proposing another layer of government red tape.

Individuals should have a right to choose the public investments for themselves. To be able to have this right we shouldn't go through anything like a test, approval or cooling time. This right shouldn't be limited to the privileged.

It is wrong and none of their business what I invest in. I oppose any change to the rules. Not far to stop me from making money on them.

Who decides what is "complex"? Isn't that a subjective process? What if a regulatory regime likes annuities because they take the investment options and risk away from the citizen, and declares every other investment vehicle "complex"? Regulators should regulate the processes under which investments are offered and sold to the public, not the investment options available to the public. Making citizens pass an investment test is an over-reach into the freedoms and liberties of the free and open market.

People should be allowed to invest their disposable income however they see fit. I worked for it, gave the government their share, and now you want to tell us how to spend the remainder? This type of regulation will hurt market growth by deterring people from investing as they will no longer be allowed to invest they way they see fit for their long term goals. This also makes FINRA look like they want money funneled to certain types of investments which leads to distrust between FINRA and the investing community.

Apply the rules fairly. If you restrict leveraged and inverse funds apply them to ALL such funds, including bitcoin and other crypto.

If you raise the bar, inverse and leveraged do not need the same high bar as illiquid and opaque investments. The bar should be far short of those for accredited investors.