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David Giroux Comment On Regulatory Notice 22-08

I- not regulators- should be able to choose the public investments that are right for me and my family. Public investments should be available to all of the public, not just the privileged. I am extremely capable of understanding leveraged and inverse funds and their risks. I do not need to go thru any special process to do this. Leveraged and inverse funds are an important part of my overall investment strategy.

David Habermann Comment On Regulatory Notice 22-08

Comments: I oppose any further rule-making to limit access to so-called "complex products" (e.g. leveraged / inverse funds or ETFs). There are already plenty of warnings provided regarding the risky nature of these products. At my broker's website, for example, I receive a notification every time I attempt to purchase these products indicating their risky nature and suggesting that they are only suitable for short term trading in active accounts by well trained investors.