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David Seloni Comment On Regulatory Notice 22-08

What makes free markers is the ability for everyone to invest
on equal basis without discrimination or creating barriers of entry under assumption of complexity or lack of education.

Current disclosure contain sufficient information on risk associated with investing, additionally there are plenty of educational material already available on "complex" investment strategies, therefore anyone who wishes to get educated all the material is available at hand.

Matthew Carnes Comment On Regulatory Notice 22-08

The decision for an individual to invest in any stock, bond, commodity or derivative future never be restricted by a subjective analysis of an individual's understanding of that particular investment instrument. Risk in investment is a specifically individual decision to made by an investor.

If an investment instrument is so complex as to need restriction to only the high income or specially educated, they shouldn't be restricted, they should be outlawed(made illegal).

Ronald Kent Comment On Regulatory Notice 22-08

It makes NO sense to require testing and other regulatory restrictions on the use of inverse and related funds. I utilize them in hedging activities when risk within the market becomes excessive without the need to sell securities at short-term taxable gain. I have a brain and am perfectly capable of understanding and determining when to use such securities. I do NOT need PERMISSION from ANY authority (including FINRA or any broker) to invest my own funds.