In a country where tobacco, alcohol, predatory loans and various forms of gambling are freely available and offten pushed toward the most vulnerable members of society with the blessing of our government your investor restrictions seem laughable. To say the USG actually cares about small investors is ridiculous. If you want to help, then set up programs in schools to educate children in personal finance. Stop schilling predatory loans to High School children. Stop trying to make the financial markets the exclusive playground of the rich.

Free market, these investments make the market easier and more accessible and safe for people involved, and have without a doubt made my investment experiences better and lowered to bar of entry for a lot of things.

Hello. I use this to leverage against my broad investment categories. Please do not take away this feature.

I do not support this rule in the slightest. You cannot fail to define “complex products” and then make such products difficult for investors to access. What if next year, ETFs are considered “complex”? Further, this hurts normal people like me by making it difficult to access investments that have performed well for me (and which I easily understand how they will perform under any market conditions).

Please do not restrict self directed platforms from trading these complex products. It poses a severe threat towards market fairness by letting only big investors and institutions to trade instead of the common people. Retail traders should be able to freely choose whatever products they like to invest in. The privilege should be offer to ALL instead of the few.

We are 95 years old living on a small pension We worked two jobs all our Ives to save money for our retirement. We are good working citizens. OunSs is very low as y husband was a fireman. When he started the job they didnt give firemen Ss. So we are depending on his small pension. We need our retirement Monet to buy food gas and rent. Please dont touch our retirement money. We will have to go on welfare if you do

I think if it's our money we should be able to invest it anyway we want to. Just like any other investment in stocks there's always a risk but that is our choice to do so.

This proposed rule restricting my right to invest as I please seems a clear violation of my right to control and administer my own resources. I try to diversify my investments, for my holdings as a retiree are quite meager and I cannot afford to take big risks. At present I own only one fund involved partially in cryptocurrencies, and regard it as just a normal part of my portfolio. Why would you take away my ability to handle my own investments? Passing a test in order to invest seems to me a horrible precedent.

The freedom to invest can secure me a stable retirement future. Going through all those regulations is very complicated as a retail investor

Everyone deserves the right to invest. Properly educate your investors for a better future for our children.