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David Habermann Comment On Regulatory Notice 22-08

Comments: I oppose any further rule-making to limit access to so-called "complex products" (e.g. leveraged / inverse funds or ETFs). There are already plenty of warnings provided regarding the risky nature of these products. At my broker's website, for example, I receive a notification every time I attempt to purchase these products indicating their risky nature and suggesting that they are only suitable for short term trading in active accounts by well trained investors.

John Troxel Comment On Regulatory Notice 22-08

I do not need any governing body deciding for me how to invest. There didn't seem to be any concern over how retail investors spent their money in the stock market until January of 2021. Institutional investors repeatedly creating systemic risk by their gambling with derivatives are an actual imminent threat to our markets. They are the ones who need significantly more regulation and criminal penalties for their flagrant misconduct. Retail investors do not need to be treated like children, we do not need a test to prove knowledge about investing.