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Morgan VandenBerg Comment On Regulatory Notice 22-08

To regulate L&I index funds is a grossly misguided decision. If FINRA seeks to protect investors from complex products, they should instead go after options, derivatives, short-selling, and other truly complicated financial practices. L&I funds are traded by average retail investors like me in the same manner that stocks are traded; they are simple to understand and necessary to provide market opportunity.

Paul Lime Comment On Regulatory Notice 22-08

We should not have to go through special processes that add cost and headaches for the regular public, which does not have hired investors and lawyers to manage everything for them to get richer while restricting the common man. The United States was built on self-responsibility and do not need a nanny to tell me what investments are too risky for me, such as BITO or leveraged investments. Being able to access more corners of the market allows for better diversification and hedging and/or leveraging as needed based on the economy and govt policy impacting the market.

Paul Wittenbach Comment On Regulatory Notice 22-08

I am dismayed that this proposed rule is being considered. This could drastically reduce my options to make the investments that I believe are currently available currently. A special process to verify my capability to invest is not necessary. I adequately know how to make appropriate investments including those considered by this proposed regulation. Rather than purchasing digital currency directly, I prefer the method that cryptocurrency funds offer. Thank you.