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David Milk Comment On Regulatory Notice 22-08

Comments: As an individual investor who understands the use of leveraged and inverse funds in my portfolio, I find it appalling that FINRA would swoop in to "save us". The risks are ours to take and adjusting government regulations is not needed. If we make an investment of any kind it is our sole responsibility to recognize how it fits into our holdings. Please do not put restrictions on my (our) ability to trade "complex products". Thank you,

Karen Crittenden Comment On Regulatory Notice 22-08

Comments: To whom it may concern . My broker keeps me very informed of the risks that ETF holds . Unless you are going to come into the common peoples lives and rule how we manage our private money, whether that is gambling , drinking , excessive buying or saving, then you need to stay out of how I do my own stocks . ETF etc are my right to pick and choose . Not your right to say who or what I can do . Again unless you plan on telling me where and how to spend ever dime in my personal life , stay out of my financial affairs completely .