I don't believe there is any need to enhance current rules for "complex products" as I don't believe leveraged and inverse funds are complex. The information provided by brokerages are enough information.

regarding the potential further restriction of leveraged ETFs : an investor does not him/herself borrow money to invest in a leveraged ETF, they simply buy it as they would any other security like a stock or bond. I personally invest in leveraged ETFs that track broad indices such as the S&P 500. Although these will be volatile, as they are levered, it is HIGHLY unlikely that they'd "go to zero" as the index would have to fall ~33% in a single trading day for that to happen to a 3x levered ETF.

Comments: Please do not make inverse and leveraged etf's accessible only to the rich. Current disclaimers are effective.

Comments: FINRA should not over-regulate the ETF market, which is quite efficient as is. I have traded ETFs for 40 years and they have served me well as far as picking a sector rather than a singular stock.

Comments: Please stay out of our individual choices. We don't need a nanny.

Comments:I believe that between the investment risk disclosures from my broker (Schwab) and my full understanding of the necessary monitoring of my accounts on a regular basis relative to these riskier types of investment/trading instruments it should be left up to the individual investor as to whether they feel adequately educated to fully understand what these instruments entail. I don't believe changes or further restrictions to investing in these instruments are necessary and would hate to see an individual investors decision making be impaired or restricted in any way.

Comments: I fully understand my trading strategy in Direxon's TNA ETF fund. It has been very profitable to me. If some investors don't understand it's purpose that's their problem and should not attempt it's use.

I am generally of the opinion that leveraged ETFs, like Options, are not appropriate for most investors. While I would support these being available in accounts marked "Aggressive Growth" or "Trading" for account objective, their inclusion in retirement account like IRAs should be restricted due to the extreme potential for volatility. I am also of the opinion that these should not be something an advisor can solicit but instead should be a client directed investment.

Comments: There is absolutely no confusion on those products. People who are investing in those instruments should know. The ones who don't but still play it's their own responsability, not worse for them to play in a casino or play lottery. But that is certainly not the business of FINRA.

Comments: Don't limit investor choices, there are enough safeguards in place already.