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Jordan McDonald Comment On Regulatory Notice 22-08

It is not the responsibility of an outside party to decide what is best for me or my family. They have no knowledge of me or my situation. It is my responsibility to review, assess risk and act in my best interest. To that end all risks and rewards are my own. Please stay out and stop the over regulation and coddling based on your need to control and "protect the less/under informed". You primarily only end up hurting the regular people. I not regulators should be able to choose the public investments that are right for you and your family.

Zachary Shelton Comment On Regulatory Notice 22-08

Dear FINRA Regular retail investors should not be precluded from access to leveraged investment products. By only allowing institutions to use leveraged investment vehicles you are discriminating against individuals and preventing them from using all of the tools in the investment tool kit. Life is risky, individuals do not need to be protected from themselves by the government. Instead you should be focused on education to ensure the risks are better understood. Feel free to contact me directly for a more thorough explanation of my perspective.

David Grana Comment On Regulatory Notice 22-08

Inverse funds serve an important function to hedge investment portfolios. By precluding retail investors from doing so, it is locking out this class of investor from having any form of protection during periods of down markets. It is inconceivable that in the U.S. there is a proposal to preclude investors from being able to decide what they do with their own finances. Why are high net worth individuals given special privileges? You are putting the retirement investments of tens of millions of Americans at risk by not allowing them the right to protect their portfolios.