I do not need you to amke decisions for me on any funds I may be an owner of.

It makes no sense to me for regulators to restrict access to leveraged and inverse funds to accredited investors. I am an accredited investor for many purposes but earlier in my investing career, I was well aware of the risks of leverage but because such funds were rare, I was unable to access them without incurring substantial margin debt. Similarly, investors need access to inverse funds when the risks of market declines are high as they presently are. This enables some hedging of my portfolio without liquidating long investments, which I am holding for long term investment purposes.

These products are very valuable to my personal investing and hedging. I know the risks very well as a former RIA. Please leave these products.

The proposed rule will negatively impact many investors that don't meet the qualifications. The rule will only benefit the wealthy. Making qualifications on how people can spend their own money benefits only the rich and opens up channels of discrimination. I currently use a 3x leveraged inverse fund to hedge my portfolio. If the "demonstrate high net worth" is the same as the day trading on margin restrictions or higher, there is no way I would qualify. This will greatly impact my ability to hedge against a market downturn.

I decide my investments, nobody else!!!!!

Suppression of our freedoms and the road to communism!

I urge FINRA to continue to protect the right of choice in how to best protect our investment portfolios in order to help achieve long-term financial security. My fear is that regulations could be too broad and difficult to interpret and therefore, Unworkable: The definition of complex products is so broad, arbitrary and vague that it could ensnare a vast number of commonly used public securities. - Furthermore my fear is that understanding the complex definitions could become subjective and could lead to unfair or even discriminatory treatment of investors.

Let us individual investors decide if we want tp leverage our bets or not. We are grown up adults for the most part.

It is ridiculous that FINRA puts in place rules which supposedly "protect" citizens, when in fact these regulations prevent ordinary people from making money on the stock market. Meanwhile, because regular people are excluded, Wall Street fat cats get to run rampant, making huge profits and taking money out of the middle class economy. As far as I can tell, FINRA protects Wall Street brokerages and high dollar investors with the claim that those who have less that 25K to invest or aren't licensed to invest for others are ignorant and unable to think for themselves.

I am fully capable of understanding and managing the risk of trading leveraged and inverse funds. I use them regularly as part of my portfolio. Restrictions on trading these funds will negatively impact my ability to manage my own investments. Hands off !