FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071945201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David S. Lerner (Respondent) General Securities Representative and Investment Banking Representative CRD No. 1883553 Pursuant to FINRA Rule 9216, Respondent David S. Lerner submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022076766901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Seth Alan McKinney (Respondent) Former General Securities Representative CRD No. 5832597 Pursuant to FINRA Rule 9216, Respondent Seth Alan McKinney submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.