FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060330902 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Western International Securities, Inc. (Respondent) Member Firm CRD No. 39262 Pursuant to FINRA Rule 9216, Respondent Western International Securities, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Gregory J. Mancuso CRD No. 5681691, Respondent. Disciplinary Proceeding No. 2020066608501 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. While associated with former FINRA member firm BMA Securities, LLC (CRD No. 108219), Gregory J. Mancuso handled the accounts of two senior customers who were also sisters--Customers 1 and 2. Beginning in September 2017 and continuing

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065000301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Andrew Robert Dougherty (Respondent) Former Investment Company and Variable Contracts Product Representative CRD No. 6348064 Pursuant to FINRA Rule 9216, Respondent Andrew Robert Dougherty submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062086201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James R. Hedges IV (Respondent) Former Private Securities Offerings Representative CRD No. 2326924 Pursuant to FINRA Rule 9216, Respondent James R. Hedges IV submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. SECURITIES EXCHANGE ACT OF 1934 Release No. 90737 / December 21, 2020 Admin. Proc. File No. 3-19138 In the Matter of the Application of BRUCE ZIPPER and DAKOTA SECURITIES INTERNATIONAL, INC. For Review of Disciplinary Action Taken By FINRA OPINION OF THE COMMISSION REGISTERED SECURITIES ASSOCIATION - REVIEW OF DISCIPLINARY PROCEEDING Registered securities association expelled firm from membership in association, and