FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017054549201 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Michael E. Olinde, Respondent Investment Company Products/Variable Contracts Representative CRD No. 3063204 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Michael E. Olinde ("Olinde" or "Respondent") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060959501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael D'Aquila, Respondent Former Registered Representative CRD No. 6541088 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Michael D'Aquila ("Respondent" or "D'Aquila") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017052422801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Chad Andrew Perkins, Respondent General Securities Representative CRD No. 4929849 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent, Chad Andrew Perkins, submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.