FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062034601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Stephen Carver, Respondent Former General Securities Representative and General Securities Principal CRD No. 2230161 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Stephen Carver submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019061661601 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: John Joseph Cahill, Respondent General Securities Representative CRD No. 1240551 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent John Joseph Cahill ("Cahill" or "Respondent") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017052543601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Cambridge Investment Research, Inc., Respondent Member Firm CRD No. 39543 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Cambridge Investment Research, Inc. ("Cambridge" or the "Firm") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017052392101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Microventure Marketplace Inc., Respondent Member Firm CRD No. 152513 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Microventure Marketplace Inc. ("Microventure" or "Respondent") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the condition

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058481501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Bruno H. Silva, Respondent General Securities Representative CRD No. 6820531 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Bruno H. Silva submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted