FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019063842601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Peggy Jean Doherty-Punderson, Respondent Former General Securities Representative CRD No. 1535750 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Peggy Jean Doherty-Punderson ("Respondent" or "Doherty-Punderson") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. TIMOTHY TILTON AYRE, (CRD No. 2091556), Respondent. DISCIPLINARY PROCEEDING No. 2016049307801 HEARING OFFICER: COMPLAINT The Department of Enforcement alleges: SUMMARY 1. From January 2013 through March 18, 2016, and June 2, 2016 through October

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064265601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Melissa A. Niederhauser, Respondent Former Associated Person CRD No. 6380536 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Melissa Niederhauser submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060317901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: William Andrew Wimberly, Respondent Former General Securities Representative and General Securities Principal CRD No. 1157038 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent William Andrew Wimberly ("Wimberly" or "Respondent") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Fusion Analytics Securities, LLC CRD No. 124245, Respondent. Disciplinary Proceeding No. 2018058871601 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Between September 2014 and May 2018 (the "Relevant Period"), Fusion

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. JAMES W. FLOWER (CRD No. 2817701), Respondent. DISCIPLINARY PROCEEDING No. 2017052701101 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Between January 1, 2016 and July 31, 2018 (the "Relevant Period"), Respondent