FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060118401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James Joseph Kearney, Respondent Former General Securities Representative CRD No. 265734 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent, James Joseph Kearney ("Kearney" or "Respondent") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059663501 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Fredrick M. Randhahn, Respondent Former General Securities Representative CRD No. 1338801 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent, Fredrick M. Randhahn submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.