FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO.2023079739901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James V. Scheidel Jr. (Respondent) General Securities Representative CRD No. 4489589 Pursuant to FINRA Rule 9216, Respondent James V. Scheidel Jr. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO.2023079740701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Barbara S. Savin (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 2123585 Pursuant to FINRA Rule 9216, Respondent Barbara S. Savin submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079746101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Thakoor Ben Balkaran (Respondent) General Securities Representative CRD No. 2506670 Pursuant to FINRA Rule 9216, Respondent Thakoor Ben Balkaran submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065474001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Voya Financial Advisors, Inc. (Respondent) Member Firm CRD No. 2882 Pursuant to FINRA Rule 9216, Respondent Voya Financial Advisors, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.