FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023078163901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Lickhai Quach (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 2804704 Pursuant to FINRA Rule 9216, Respondent Lickhai Quach submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021073533701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Shane Nowosacki (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 5064451 Pursuant to FINRA Rule 9216, Respondent Shane Nowosacki submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.