FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023078087101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Thomas Vernor (Respondent) Former General Securities Representative CRD No. 1277533 Pursuant to FINRA Rule 9216, Respondent Thomas Vernor submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071901901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Colin Healy (Respondent) Former General Securities Representative CRD No. 4672687 Pursuant to FINRA Rule 9216, Respondent Colin Healy submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. SECURITIES EXCHANGE ACT OF 1934 Release No. 97701 / June 12, 2023 Admin. Proc. File No. 3-20260 In the Matter of the Application of ROBERT JUAN ESCOBIO For Review of Disciplinary Action Taken by FINRA OPINION OF THE COMMISSION REGISTERED SECURITIES ASSOCIATION-REVIEW OF DISCIPLINARY PROCEEDING FINRA found that person formerly associated with member firm failed to respond to its requests for information and documents for testimony at on-the-record interviews.