FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022073947701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Lisa Maria Idlett (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 2932198 Pursuant to FINRA Rule 9216, Respondent Lisa Maria Idlett submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018056929901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Morgan Stanley & Co. LLC (Respondent) Member Firm CRD No. 8209 Pursuant to FINRA Rule 9216, Respondent Morgan Stanley & Co. LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071205501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Nickolay V. Kukekov (Respondent) Former General Securities Representative CRD No. 4981423 Pursuant to FINRA Rule 9216, Respondent Nickolay V. Kukekov submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.