Freedom to choose

We are capitalist. Not communist.

As an investor I have the authority to choose my own investments, make investment decisions and leverage these tools to protect my investments in a way I see fit. No regulator can speak for me or understand my priorities nor do they know what assets I own or the my strategy to protect my investments or trade in the markets. Regulators deciding what is a complex product is far too vague and it takes away the tools available for me to properly manage, protect and invest my own portfolio. I do not need a test or someone else to tell me how to invest.

I oppose restrictions on my rights to invest in public investments.

Gentlemen: When the rules to invest were changed in 2007,I lost 42.3% of my net worth in 2008-9 which I have not been able to restore/recover. Your threat to change the rules in the middle of the game I take as offensive in a free market environment in which to trade. The great majority of my investments are in ETF's which if restricted in any manner will without doubt devastate my portfolio (again). LEAVE THINGS ALONE ! Now my family is distraught dealing with inflation and can ill afford another setback such as the one you are proposing. Sincerely, J. Steven Beinhauer [REDACTED]

Hello, FINRA
We oppose Regulatory Notice 22-08. It is bad for investors and unnecessary and it is a dangerous precedent.

Investors should be able to determine for themselves whether or not particular investments are appropriate for my or my family's investment goals. It suffices for investors to know that ANY security poses inherent risks, or more often, volatility.

The ability to invest freely is a necessary component of Americans' financial security: Social Security and pensions often are not enough to meet all the costs families and individuals will face pre- and post-retirement.

I work hard and see the world going a routeto give the people back power over their lives and funds. Keep your corrupted hands and laws out of my kids future.

I want to be able to choose the Public investments that are
right for myself and my family. Public investments should be available to all of the public, and not just the privileged.

I feel that I should not have to pass a test before investing in public securities such as leveraged and inverse funds. I am able to understand these funds and their risks. These investments help my portfolio grow and hedge against loses.

Please allow investors to invest without limitations.