FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060897301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Steven M. Netzel (Respondent) Former General Securities Representative CRD No. 2863170 Pursuant to FINRA Rule 9216, Respondent Steven M. Netzel submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022073282001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: The Carney Group, Incorporated (Respondent) Member Firm CRD No. 16671 Pursuant to FINRA Rule 9216, Respondent The Carney Group, Incorporated submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.