FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071134401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jose M. Candelario Padilla (Respondent) General Securities Representative CRD No. 4847560 Pursuant to FINRA Rule 9216, Respondent Jose M. Candelario Padilla submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.