Dear FINRA:

I agree.

Stop babysitting me. If you want to help your citizens teach them finance in school. Stop making this a nanny state. Furthermore no one learns to take risk properly until they do it.

Strongly oppose any restrictions on investors direct access to the entirety of the public securities markets. FINRA is making a big mistake.

When you're a small investor who doesn't want to put an excessive amount of money at risk, a leveraged index fund is an ideal choice. With a stop-loss in place and the diversity of the index ETF, the downside is tolerable, the upside has been rewarding. There is such a thing and over-regulation. Please leave us alone, and concentrate instead on keeping everybody honest.

I understand there are risked to crypto as well as other investments. Do not limit my choices. If I want to invest, I should have that freedom. Goverment has a track record of screwing things up when they get involved. Limited oversight is best.

I am opposed to FINRA interfering with my right to invest in funds such as BITO. I am opposed having to get special approval from my broker to invest in any security they are licensed to trade, I am opposed to having to attest to having read an materials. I am opposed to being required to go through and cooling off period, l am opposed to being required to taking a test imposed by a regulated of my ability to understand an investment or acknowledgement of the risks involved.

I oppose FINRA limiting my ability to invest in whatever ETFs I want. I realize the potential losses I may incur, as well as understanding that I may gain from these investments as well. I feel like this is a bit of control by the government. It is my money to risk. I should not be denied the access to these investments.

I understand the risks and rewards of leveraged funds, and have used them to my advantage. However, I understand they can be dangerous in the hands of the uneducated. I believe some type of mild screening process would be useful, i.e., specialized reading materials and a test targeted at leveraged funds only, without other more heavy handed restrictions. The individual, once educated, has a right to make their own decisions. However, the same dangers could also be said of other instruments, i.e., options or penny stocks. Overregulation is always possible.

I have been using leveraged and inverse funds for a number of years to my great advantage. I would be deeply dismayed to lose access or be obstructed in their use. For what purpose - to "protect" me from engaging in a successful enterprise? To protect the public at large from "shooting themselves in the foot" or running any type of risk has never worked and never will. We have already lost enough of our freedom. Please don't do this.