FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020066723301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Teresa Douberly (Respondent) Former General Securities Principal and General Securities Representative CRD No. 2477566 Pursuant to FINRA Rule 9216, Respondent Teresa Douberly submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019063821608 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Nigel Ronald James (Respondent) General Securities Representative CRD No. 4490687 Pursuant to FINRA Rule 9216, Respondent Nigel Ronald James submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.