FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022074162901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Neil Walter Koch (Respondent) Former General Securities Representative (GSR) CRD No. 4800437 Pursuant to FINRA Rule 9216, Respondent Neil Walter Koch submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020067052701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Gregory Andrews (Respondent) Former Investment Banking Representative CRD No. 5858207 Pursuant to FINRA Rule 9216, Respondent Gregory Andrews submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019061974501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Paul Charles DeMark (Respondent) General Securities Representative CRD No. 1400019 Pursuant to FINRA Rule 9216, Respondent Paul Charles DeMark submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.