FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065748801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Patrick Reid Murray (Respondent) Former General Securities Representative CRD No. 2007449 Pursuant to FINRA Rule 9216, Respondent Patrick Reid Murray submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.