FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021069218401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael E. Witt (Respondent) General Securities Representative CRD No. 4206075 Pursuant to FINRA Rule 9216, Respondent Michael E. Witt submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064955001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Yan Binder (Respondent) General Securities Representative CRD No. 2932226 Pursuant to FINRA Rule 9216, Respondent Yan Binder submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.