FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022073675001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David Karandos (Respondent) Former General Securities Representative CRD No. 1934119 Pursuant to FINRA Rule 9216, Respondent David Karandos submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068406701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: William Edward Torriente (Respondent) Former General Securities Representative CRD No. 4255814 Pursuant to FINRA Rule 9216, Respondent William Edward Torriente submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.