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James Black Comment On Regulatory Notice 22-08

I'm writing to register my concern over and strong opposition to proposed FINRA regulations forbidding average citizens from investing in leveraged and inversely correlated mutual funds.

Removing access to such funds will severely restrict the strategies I have used, for years, to hedge my securities portfolio and insure against economic downturns. These tools have allowed me to smooth my portfolio returns, over the long term, and eliminating my access to them will expose my portfolio to greater, not lesser, risk.

David Camp Comment On Regulatory Notice 22-08

Even though I am a relative small investor and by regulator standards may not be considered sophisticated enough to make leveraged or inverse trades, I believe that I should bear that risk and be able to participate in such trades in a timely manner. I am capable of evaluating such products and that should by my responsibly and authority. Current warnings and required statements by brokers are more than adequate to remind investors to evaluate risk and proceed accordingly.

Matthew Klein Comment On Regulatory Notice 22-08

Gentlemen, I have a masters degree in Engineering. I have lost many thousands of dollars in these transactions. I have also lost more in traditional stock and real estate investments as well as made some earnings. My suggestion is that you can not protect me from myself and this applies to others. I understand the good intentions. However please consider going lightly with qualifications and procedures as opposed to over reacting with stringent regulations.

Killian Lynch Comment On Regulatory Notice 22-08

Hello! I am relatively new in my career(just graduated with a degree in Computer Science) and finally have an income of my own to invest. I'm what you would call a self taught investor. Investing has always been my true passion. One of the great things about this time we live in is our ability to learn just about anything thanks to the internet. The individual should be able to choose their investments. This isn't something that should be held to those deemed 'worthy'.