Ive used leveraged investments for years now. It an important investment strategy in my portfolio. I understand the ratio against its common etf (3) I tend to buy when the market is in bear territory. Thus improving my chance of success. Its NOT rocket science. I also recognize that its risky for nervous investors who are fearful. I keep these investments presently low in value and only increase my investment in them in a low risk times and fear not. Ive been in 11 bear markets and enjoy using them in my portfolio.

The Tenor of these regulations suggest an attempted manipulation of the market, as for example to always be long and not go short, manipulation more than protection of investors, which is intended purpose of the regulation I presume.

I not regulators should be able to choose the public
investments that are right for you and your family.
Public investments should be available to all of the public,
not just the privileged.
It is very important that you express your views in your own
wordsyour comments are more likely to be taken seriously
by FINRA if they reflect your own experience and perspective.
Not only do you have the right to share your views,
but the regulators are required to take your comments into

Please note my concerns about proposals to limit my access to various publicly traded investments. The bulk of my investments are either individual stocks or ETFs and mutual funds (either stocks, bonds or various alternatives like REITs or commodities). Occasionally, especially in times of market stress or at highs, I will take very modest positions in inverse products to offer some downside protection. I do this quite often to maintain my general strategy without having to sell assets and incur costs including realising capital gains and taxes.

The ability to use leveraged funds allows investors to reduce risk and achieve decent growth results. If I use 33% of my portfolio to purchase a 3X fund and leave the rest in CD's or an interest bearing account, total money grows at 1X the market and provides a safety net to 67% of the rest of the portfolio if the market tanks. It is for this reason I support the use of leveraged funds to all investors.

It is none of the government's buisness what I do.

The little guy should be able to play the same game big financial institutions play. Don't make equality worse, level the playing field.

I am writing to share my reasons for opposing any FINRA measures that would limit my ability to invest and trade in exchange-traded funds deemed by regulators to be "complex". Limiting members of the public from investing in funds deemed by Regulators to be "complex" is contrary to the most fundamental bedrock of the US Constitution - Government must treat all citizens equally. I believe every investor must be responsible for themselves in choosing the best investment vehicles for their own savings.

There should not be any special process, tests or other to be able to invest in public investments. Leveraged investments are part of an overall strategy that will enable retirement. There is no reason to have any type of regulation on these funds.

I strongly disagree with the regulations on leveraged products that FINRA is proposing. As a retail investor, I should be able to choose my investments and make decisions as to what is right for me and my family, without having to go through some special process, be it passing tests, or meeting some net worth that only privileges those with higher net worths.. who are already advantaged with leveraged products in the first place.