I don't believe that I need more babysitting from the government. If you are so worried about "complex" investment products focus on financial education instead of passing new restriction and adding more regulators.

Please continue to allow individual investors to make their own investment choices, such as investing in inverse and/or leveraged investments.

These types of investments allow us individual investors properly manage risk and handle our market outlook.

I not regulators should be able to choose the public investments that are right for you and your family. Public investments should be available to all of the public,
not just the privileged people that are already rich and have a high net worth.

I shouldn't have to go through any special process like passing a test before you can invest in public securities, like leveraged and inverse funds. Im capable of understanding leveraged and inverse funds and their risks. I do not need these measures imposed on me.

Leveraged funds have enhanced my returns, and I've only used them on a small portion of my investments, having had excellent results. As a retired broker and individual investor, I shouldn't need to have the government looking over my shoulder to determine for me what is an appropriate investment. There are far more egregious situations that are routinely ignored by those in the upper echelons of finance that need policing.

I personally feel that options trading is far more complex and risky than the leveraged and inverse funds which I do have access to. The leveraged and inverse funds are comparably simple enough to understand and I try to utilize it in limitation to offset my other losses periodically. Hence I feel important to have access to these funds.

Public investments should be available to all of the public. I should be able to choose the investments that are right for me and my family. I shouldn't have to go through a special process before being able to invest in leveraged and inverse funds.

Thank you for your time.

Each investor should have the ability to build their portfolio the way they see fit. Each investor should know and understand the risks but still have the ability to choose.

I don't believe open and publicly available stocks, ETFS (including leveraged and inverse products), or other financial instruments should require FINRA to regulate the purchaser of said instruments. The role of FINRA should be to regulating the issuer of the instruments themselves.

I should be able to choose the public investments that are right for me. Public investments should be available to all of the public, not just the privileged. I shouldn't have to go through any special process like passing a test before you can invest in public securities, like leveraged and inverse funds. Leveraged and inverse funds are important to your investment strategies. It is my American right to invest my money as I see fit.

I know what I'm doing. Stop trying to keep me from making money. Let me invest in what I want.