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Michael Hachey Comment On Regulatory Notice 22-08

I lodge my comment on FINRA Regulatory Notice #22-08 opposing the proposed action by FINRA. Investors have legitimate risk management reasons for investing in leveraged and inverse funds as part of their retirement or other plans. Personally, I use these funds to mitigate the risk in my bond portfolios to interest rate increases that negatively impact these fixed income valuations. I understand fully that they work in the reverse when interest rates drop, but it is my responsibility to understand these risks and act accordingly.

Kenneth Chapman Comment On Regulatory Notice 22-08

Im a doctor that is also an accountant. I dont need the SEC or FINRA looking out for me. I invest small amounts on a short term basis in leveraged funds. I understand that all the money I invest can be lost. If people dont understand this then that is on them. Thats why they have a 401k and not their own self directed IRA or brokerage account. Im not against having to pass a small test or questionnaire, but having to prove net worth or high income is not fair.

Holly Young Comment On Regulatory Notice 22-08

I have been investing for myself for many years now, and I believe it is MY RESPONSIBILITY to understand the risks of investing. Let's be honest here - anyone who invests or even paper trades knows they can lose money, it's the first rule learned. Please stop trying to pretend you are acting on our best interests by restricting our access to important tools needed to manage risk, including leveraged and/or inverse funds. Investors do not need, nor want, your interference in the management of our investments.