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Christopher O'Neill Comment On Regulatory Notice 22-08

Comments: Dear FINRA, I have been investing in stocks and options for over 30 years and have used leveraged or inverse products for the last 20 years. The proposed regulations and or guardrails for what you call complex products would undoubtedly disrupt the existence of these products and future development of these products. L&I ETF's have given me the opportunity to hedge out portions of my long term holdings for short periods of time. I have also used them to capitalize on short term market dislocations or express specific sector exposures.

Marcelo Henriquez Comment On Regulatory Notice 22-08

I do not consent what you regulation team is traying to do, impose different ruls for a sertan group of investors.
I do believe in equality and fairness and a plain field for everyone more when it come to investing.
I do use and need this instrument as a part of my portfolio strategies.
This type initiative magnficate the miss trust in the system in place.
Please reconsider you action before its to late.
All it does it pushed people to look for alternatives options outside the Broken System! Like BTC Coin and a Decentralized wallet etc
Thank you.

Kirk Dolan Comment On Regulatory Notice 22-08

I am not a child, and am fully capable of making my own decisions about investing, just like I can buy my own house, car, and insurance. I don't need regulators telling me how to invest. I am fully aware of all the risks. I have been investing in leveraged ETFs for more than 15 years, and use them for hedging and for decreasing the amount I invest to get a similar result. Another good use of leveraged ETFs is they replace options and do not have the time decay. I always use them for a small portion of my account. It is arrogant of you to think that I do not know how to invest.