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Andrew Grant Comment On Regulatory Notice 22-08

Personalized financial risk should not regulated or decided by a 3rd party. Individuals should be allowed under a freestanding republic to partake in behavior that is deemed by others as risky if it does not harm nor impose on others freedoms. This is such a case. individuals should be allowed to decide their own personal fate, not be dictated/FORCED by others no matter how well intentioned....even ill-intended...those those may be.

Steven Lang Comment On Regulatory Notice 22-08

I have been using leveraged and/or inverse ETFs, according to market conditions and my specific investment goals, for more than fifteen years. They are vital to hedging strategies, and they deliver greater performance for fewer invested dollars, making them more efficient in many different circumstances than standard ETFs or direct equity investments. I can make my own decisions, and I don't need anyone protecting me from myself.

Jesus Lopez Comment On Regulatory Notice 22-08

Dear Finra,

I became involved in managing my own portfolio as a college student. While I may not be a finance major, as an investor I have had a net benefit to have free access to a variety of financial instruments. Yes, some are "complex" such as inverse funds, but that does not mean that this area of investing needs regulation. It is up to individuals to exercise their best judgement.