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Mahesh Munavalli Comment On Regulatory Notice 22-08

I strongly oppose restricting trading. Everyone has the right to pursuit of happiness per the law. Public investments are public and not private/for privileged/rich that can be assessed with a simple test that some people design who themselves may fail when assessed by people with different mindset. Similar to an education degree does not guarantee that they will become Einstein's or necessary that they can do a job correctly. Market behavior is always risky and not a science that can be made into a mock test. No risk no reward.

Cosmo Guerini Comment On Regulatory Notice 22-08

As a grown adult living in the United States of America, I believe that everyone should have the freedom to invest as they please, regardless of the privileges afforded to them by the circumstances of their birth or upbringing. Someone who is literate enough to purchase leveraged exchange-traded funds is similarly literate enough to research and understand them. In most cases, these leveraged funds are actually safer than more "accessible" investments like individual stocks and cryptocurrencies, and yet FINRA desires to impede involvement with the former, not the latter.