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Jesus Lopez Comment On Regulatory Notice 22-08

Dear Finra,

I became involved in managing my own portfolio as a college student. While I may not be a finance major, as an investor I have had a net benefit to have free access to a variety of financial instruments. Yes, some are "complex" such as inverse funds, but that does not mean that this area of investing needs regulation. It is up to individuals to exercise their best judgement.

Roger Berman Comment On Regulatory Notice 22-08

I feel that it is not the government's job to operate as big brother and tell me what I can and can't invest MY money in as far as the stock market is concerned. Inverse and leveraged funds have a place in my portfolio. They are in there for multiple purposes. Most of the time they are used for short term hedges and other times they are helpful in swing trades when the market is going in a specific direction. But I shouldn't have to explain myself to you. Again it's none of your business. You stay on your side of the fence and I'll stay on mine.