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Josh Horn Comment On Regulatory Notice 22-08

I strongly support FINRA's mission to protect investors from ensuring an open, honest, and fair securities market, a key piece of which is striving to align investor needs and goals with product choice. It is probably or even likely that "complex" products are not appropriate for most investors, and to that end these products are broadly not used by most investors. Few defined contribution plans include such products, both due to the higher cost and unsuitability for many investors.

Yadong Lyu Comment On Regulatory Notice 22-08

I am strongly against the regulators restricting individuals buying leverage investment. I have been holding tqqq for 4 years. I believe I have the right to select what investment best for me based on my own analysis and situation. If my selections are limited by regulators, I feel the regulators are manipulating the markets and intentionally benefitting other investment tools. The power of regulators can not be expanded too further. Otherwise, we will loose freedom.