Limiting the ability of investors is the wrong approach. We are aware of the risks. Information is always the answer.

I found out about the request for comment through https://www.leteveryoneinvest.com/ which in my opinion gives very misleading information about what FINRA is trying to do here. First, I think FINRA's enforcement of existing rules and regulations is extremely poor and that should be addressed before anything else. What's the point of adding additional suitability rules when the agency doesn't back what currently exists? Second, I think that Americans should be free to invest in what they want.

Comments:I want to keep my rights to trade leveraged and inverse ETF's. thank you

Hi there, I oppose the proposed regulatory enhancements. I especially disagree with tying the ability to trade or invest in leveraged ETFs (or other "complex funds") to net worth. Nothing about having a high net worth guarantees a better understanding of complex funds. Someone with a small portfolio is capable of doing their due diligence before investing in or trading complex funds. I also oppose any "cool down period," as this would effectively make trading such funds impossible—depending on how long the time frame is.

Comments: Please do not get rid of leveraged inverse etfs. It gives people with less capital a chance to hedge their existing positions and even profit off the losses in their existing stock. The rich will always get richer in these situations, you will only be taking away our opportunity to make money in those situations.

Comments: Freedom of choice. Investors should be free to select from a full variety of products, leveraged and otherwise.

Dear FINRA Committee Members, Please do not impose trading restrictions on “Complex Products.” I am a retired public employee who has been investing for over 25 years, managing a ROTH account, 457 plan account, as well as a retail account. I sometimes use ETFs, including inverse and leveraged. They are an integral part of my investing toolbox. I am not a high net worth individual and desire to maintain access to these vehicles for when I deem them appropriate for my needs. Yes, these instruments are risky, but I cannot name a single riskless asset.

AGAINST regulations targeting only the poor. These proposals exclude the poor, to the benefit of the rich. With market volatility increasing, these leveraged products are a way to benefit all investors, not only the privileged elite.

I do not support the proposed restrictions for complex investments. Each individual investor should be able to do their own research and decide what they want to invest in. This is just another over-reach by the US government, we are all adults and should be treated as such.

The nature of your request of public comment on an overy complex form of writing is itself an attemp to silence and disregard the voice of the retail. I lose more and more confidence in US investment products and insititions the longer this goes on. I am very disappointed in this type of open deception and attempt to disclude and disenfranchise retail investors.