For some of us who are young and do not have the financial means to invest meaningfully in the stock market, it is imperative to have access to leverage to smooth out the amount of investable assets throughout our lifetime. If, for example, a recession were to occur shortly before my retirement, when my earnings potential is highest and I likely have the most amount of money invested, I would be very grateful to have used leverage at the beginning of my career to compensate for the little amount of funds I currently have available to me.

Comments: Hello, I am an individual investor, and use Direxion as my main ETF products for very nice returns. I have a home-built system to monitor and notify me when to "buy low, Sell HIgh" so the radical movement of their ETF's don't bother me. I don't need any new 'enhancements' or regulations getting in my way of using their funds please.

Comments: I sign a release with my broker for trading 3x funds... Like any investing and trading, the person needs to be comfortable with the risks involved. There is not a test for a person trading a drug manufactures when they are working with people lives and the negative possibilities surrounding medical products.

Regulatory Guidelines to assist infringing on the rights of individuals. The only Protection anyone needs is against expansive regulatory instruments marketed to Help, Leading to the restriction of services toward willing participants. Ie: FINRA No thanks

Comments:I cant believe the FINRA what to interfere with the small investors making a few extra percentage points on their money. Leveraged Efts are one of the only places a small investor is on a level playing field in the marketplace.Sure theirs risk but thats what made America the land of opportunity. A Small investor can go long or short just like the futures without worrying about the exchanges running your stops and blowing out your account. That is what you really should be looking into.

Please don't limit access to the leveraged and inverse (L&I) funds. These funds are good investment tools to compliment my investment portfolio. They follow the many market indexes and therefore are more stable and non-bankruptcy prone unlike stocks. These L&I funds are less risky than investing in individual stocks because these funds have more stocks within their fund design average out the risk. In history, many large stocks have gone bankrupt. Enron, Lehman brothers, etc these have wiped out investor's savings. Do we limit investments in stocks?

Comments: FINRA is misplaced with this indicated intent on leveraged ETFs. All financial instruments and transactions have complexity. All people have brains and they can use them - to make their own choices, do their own research, and get help and advice where they deem it necessary. Transactions with these and any ETF are purely voluntary and disclaimers are clear and numerous. No new rules or regulations regarding leveraged ETF are necessary. Thank you,

PLEASE, DO NOT CHANGE ANYTHING. I HAVE LOST MORE MONEY THAN I MADE, BUT IT IS MY MONEY, NOT YOURS. STOP MAKING THIS COUNTRY A COMMUNIST ONE. ADULTS MUST INVEST THEIR (NOT YOURS) MONEY AS THEY PLEASE, AS LONG AS IT IS LEGAL. DON'T YOU DARE MAKE ILLEGAL WHAT IS AND MUST REMAIN LEGAL.

I don't believe there is any need to enhance current rules for "complex products" as I don't believe leveraged and inverse funds are complex. The information provided by brokerages are enough information.

Emphasis should be on transparency, education, and understandable disclosures. limiting or restricting access takes away choices.