FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068182001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: John O'Bannon General Securities Representative CRD No. 6737306 Pursuant to FINRA Rule 9216, Respondent John O’Bannon submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.