FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019060783602 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Byron Pat Treat (Respondent) General Securities Principal CRD No. 1466393 Pursuant to FINRA Rule 9216, Respondent Byron Pat Treat submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.